“This Democratic budget will help create jobs by investing in
The Democratic budget blueprint would increase funding for:
Capital Programs
- Greater oversight of lenders in the 7(a) program by providing $9 million and reduced 504 loan fees by providing $1.4 million. The 7(a) and 504 loan programs are the largest source of long-term capital for small businesses, helping create or retain over 824,000 jobs last year.
- Microloans to $3.6 million (from zero) and Microloan Technical Assistance to $20 million (the President’s budget sought to eliminate it). Last year, small businesses received more than $31 million in microloans, proportionally helping more women and minorities than other programs.
- New Markets Venture Capital to $5 million (from zero) and New Markets Technical Assistance to $5 million (from zero). These programs promote economic development and the creation of job opportunities through equity investments in low-income areas.
Entrepreneurial Development and Outreach Programs
- Small Business Development Centers to $105 million (from $87 million). The 950 SBDC offices around the country provided counseling to 600,665 businesses last year.
- Women's Business Centers to $17 million (from $11.9 million). The 95 Women’s Business Centers, that provide business assistance to socially and economically disadvantaged women and men, last year helped 147,000 businesses.
- SCORE Program to $7 million (from $4.95 million). In the SCORE program, volunteers provide one-on-one counseling to small business owners.
- Veterans Programs to $2.3 million (from $743,000).
- Native American Outreach to $2 million (from $730,000).
- U.S. Export Assistance Centers to $8 million (from $6.4 million). These centers help small businesses compete and succeed in the global marketplace.
- Program for the Investment in Microentrepreneurs to $5 million (the President's budget proposal sought to eliminate it). PRIME provides training and business assistance to low-income and very low-income entrepreneurs.
- Veterans Programs at SBDCs to $3.25 million. A veterans entrepreneurship bill signed into law in February 2008 established a grant program for SBDCs to provide more information to veterans about small business resources.
- Energy Efficiency Programs at SBDCs to $3.25 million. The energy bill signed into law in December 2007 established a grant program for SBDCs to provide more information to small businesses about how to become more energy efficient.
Contracting Programs and Assistance
- Hiring additional Procurement Center Representatives to $11.6 million (from $6.6 million). PCRs monitor federal contracts and “break out” contracts for small firms.
- 7(j) Technical Assistance Program to $5.5 million (from $1.5 million). This program provides small disadvantaged businesses with training in financing, business development, management, accounting, and marketing.
- HUBZones to $5 million (from $1 million). Historically Underutilized Business Zones create incentives for contracting with small firms to create jobs in underserved communities.